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Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044

Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
To find a Surcharge Free ATM near you...
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Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!


  • FREE Internet Banking
  • FREE 24 Hour Automated Telephone Banking
  • $100 minimum deposit to open account
  • 500 free items then a fee of $0.25 per item deposited, and per Check/Debit
  • Cash out/change order charged 0.12%