Home | Contact Us | Privacy Notice
Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044
Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
To find a Surcharge Free ATM near you... click here
Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!
 

Business

  • No Minimum Balance
  • 500 free items then $0.25 per item deposited, and per Check/Debit
  • FREE Internet Banking
  • FREE 24 Hour Automated Telephone Banking
  • Paper Statement Fee* (Required to enroll in Online Banking and E-Delivery within 30 days of account opening or your account will be charged $1.00 for a paper statement per month

 

Business Money Market 

  • $5000.00 Minimum Balance
  • Earn* Interest on collected balances of $5000 or More
  • A maintenance fee of $10.00 will be imposed every statement cycle if the balance in the account falls below $5,000 any day of the statement cycle.  
  • An excessive money market transaction fee of $5.00 will be charged for each debit transaction in excess of six during a statement cycle.
  • FREE Internet Banking
  • FREE 24 Hour Automated Telephone Banking
  • Paper Statement Fee*(Required to enroll in Online Banking and E-Delivery within 30 days of account opening or your account will be charged $1.00 for a paper statement per month)

          *Based on tiered rates

 

Business Plus

  • $1000.00 Minimum Balance
  • Interest paid on collected funds less 10% reserve
  • Must maintain balance of $5,000 or more to earn interest
  • A maintenance fee of $7.00 will be imposed if the daily balance falls below $1000
  • A fee of $0.25 per item will be charged for transaction count over 250 items regardless of the balance
  • FREE Debit Card or ATM Card*
  • FREE Internet Banking
  • FREE 24 Hour Automated Telephone Banking
  • Paper Statement Fee*(Required to enroll in Online Banking and E-Delivery within 30 days of account opening or your account will be charged $1.00 for a paper statement per month)