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Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044

Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
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Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!

Certificates of Deposit (CD)

  • Minimum balance to open account is $500.00
  • Maturities on CDs range from 182 days to 5 years
  • Rates may vary with maturity term
  • Withdrawals before maturity may be subject to an early withdrawal penalty.
  • For a complete listing of our CD terms and rates contact us