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Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044

Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
To find a Surcharge Free ATM near you...
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Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!


  • No Minimum Balance Required
  • Required to enroll in Online Banking and e-Delivery within 30 days of account opening or your account will be charged a $7.50 paper statement fee per month and a paper statement will be mailed to you
  • Free Direct Deposit
  • Overdraft Protection with Another FSB Checking Account
  • Electronic Checking Account
  • Unlimited Transactions with Debit Card*
  • FREE Internet Banking & Online Bill Pay
  • FREE 24 Hour Automated Telephone Banking
  • Electronic Monthly Statements
  • Minimum Opening Deposit is $50