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Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044

Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
To find a Surcharge Free ATM near you...
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Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!

Plus Checking-Now

Earn Interest on your account balance starting at just $750.00. 

  • $750 minimum balance to open the account
  • A maintenance fee of $5.00 will be imposed if the daily balance falls below $750.00 or if the average daily balance falls below $1,500 any day of the statement cycle with an additional per debit charge of $.25 if these balances are not maintained.
  • FREE Debit Card or ATM Card*
  • FREE Internet Banking & Online Bill Pay
  • FREE 24 Hour Automated Telephone Banking 
  • Paper Statement Fee* (Required to enroll in Online Banking and E-Delivery within 30 days of account opening or your account will be charged $1.00 for a paper statement per month)