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Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044

Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
To find a Surcharge Free ATM near you...
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Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!

Regular Checking

A maintenance fee of $5.00 will be imposed every statement cycle if the balance in the account falls below $500.00 on any day of the cycle. A fee of $0.25 will be imposed for each debit after the 10th debit if the balance in the account falls below $500.00 any day of the statement cycle.

  • FREE Debit Card or ATM Card*
  • FREE Internet Banking & Online Bill Pay
  • FREE 24 Hour Automated Telephone Banking
  • Minimum Opening Deposit is $50
  • Discount on Installment Loan Rate With Auto Debit from FSB Checking Account

*Other Institution Fees may apply