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Farmers State Bank's Toll Free Number: 1-833-BANKFSB
Lost or Stolen Debit Card? 1-800-500-1044

Mail All Correspondence to P.O. Box 99 Lincolnton, Ga.  30817
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Farmers State Bank Member FDIC, Equal Housing lender

Serving your Community for over 100 years!

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Effective-Monday, March 23rd:

For the health and safety of our customers, staff and community:

All branch lobbies remain closed to the public and will continue to be until further notice.

We ARE STILL HERE to SERVE you by utilizing our Drive-thru and expanding our hours.

Lincolnton Drive-thru  

 Monday-Thursday-  8:30am-5:00pm,   Friday 8:30am-5:30pm


Washington Drive-thru

Monday-Thursday- 8:30am-5:00pm, Friday 8:30am-5:30pm


Thomson Drive-thru

Monday-Thursday- 8:30am-5:00pm, Friday 8:30am-6:00pm


  • For non-teller type transactions, please contact our staff via phone to assist you.  They will provide further instructions at this time based on your banking need.

We encourage customers to use online and mobile banking during this time.  If you are not currently enrolled, please contact the bank and we will assist you.

As a reminder, we are also able to accept deposits at our ATM at each location.

If you have questions, concerns, or need to access your safe deposit box, please contact us at one of our 3 convenient locations listed below:

  • Lincolnton   (706) 359-3131
  • Washington  (706) 678-5212
  • Thomson      (706) 595-3636




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Contact Us

Main Office:
115 N. Washington Street
P.O. Box 99
Lincolnton, Georgia 30817

Lobby Hours:
Mon, Tues, Thur.-9:00-4:00
Friday: 9:00-5:30
Saturday: Closed
Drive-In Window:
Mon, Tues, Wed., Thur.-8:30-4:00
Friday: 8:30-5:30
Saturday: 8:30-12:00
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Washington Branch:
209 E. Court Street
Washington, Georgia 30673
Business Hours:
Mon, Tues, Wed, & Thurs.-9:00 A.M. until 4:00 P.M.
Friday:9:00 A.M. until 5:30 P.M.
View map

Thomson Branch:
1197 Washington Road
Thomson, Ga.  30824
Business Hours:
Mon, Tues, Wed, & Thurs.-9:00 A.M. until 4:00 P.M.
Friday:9:00 A.M.until 6:00 P.M.
View map
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